Rate Comparisons

Loan Factory vs. Wells Fargo

Rates as of Tuesday, October 15 2024 at 2:00 PM (Pacific Time)

Wells Fargo
Rate 5.875% (APR=5.895%) 6% (APR=6.201%)
Points / Credits $432 $7,840
Payment $1,183 $1,199
Saving over 30 years $13,168 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Chase

Rates as of Tuesday, October 15 2024 at 2:00 PM (Pacific Time)

Chase
Rate 6% (APR=6.008%) 6.375% (APR=6.484%)
Points / Credits $261 $2,853
Payment $1,799 $1,872
Saving over 30 years $28,732 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Citibank

Rates as of Tuesday, October 15 2024 at 2:00 PM (Pacific Time)

Citibank
Rate 5.75% (APR=5.762%) 6.125% (APR=6.337%)
Points / Credits $188 $1,125
Payment $875 $911
Saving over 30 years $13,897 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Bank of America

Rates as of Tuesday, October 15 2024 at 2:00 PM (Pacific Time)

Bank of America
Rate 5.875% (APR=5.887%) 6.5% (APR=6.765%)
Points / Credits $250 $1,726
Payment $1,183 $1,264
Saving over 30 years $30,636 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Guaranteed Rate

Rates as of Tuesday, October 15 2024 at 2:00 PM (Pacific Time)

Guaranteed Rate
Rate 6% (APR=6.012%) 6.125% (APR=6.487%)
Points / Credits $448 $4,148
Payment $2,098 $2,127
Saving over 30 years $14,140 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Loan Factory vs. Better.com

Rates as of Tuesday, October 15 2024 at 2:00 PM (Pacific Time)

Better.com
Rate 5.75% (APR=5.785%) 6.25% (APR=6.47%)
Points / Credits $600 $3,200
Payment $934 $985
Saving over 30 years $20,960 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

Get your custom quote Generate comparison image

Powered by
MOSO logo